THIS CONSENT IS PROVIDED ON BEHALF OF THE UNDERSIGNED APPLICANT TO FIRSTNATIONSCARFINANCING.CA (“FNCF”), TOGETHER WITH:

  • Organizations from which you wish to acquire goods, services, products and/or housing (each, a “Business”) with the use of a loan, lease, financing, or credit to be applied for (the “FNCF Website”) through online solution designed to match your Credit Application with prospective Lenders (as defined below) currently made available through the website located at (the “FNCF Website” and such solution, the “FNCF Website”);
  • Organizations seeking to fund or provide your loan, lease, financing, or credit (each a “Lender”) through the FNCF Website, through which you, or a Business on your behalf, submit a Credit Application.

 

Credit Check Consent

 

I hereby consent to FNCF [and Lenders] obtaining commercial or consumer credit reports from credit reporting agencies (“Consumer Credit Information”) to assist [Lenders] in assessing my loan, lease, financing, or credit application, verifying my current and ongoing creditworthiness, and managing and assessing [the Lender’s] risks. I understand that this Consumer Credit Information may include the types and amounts of credit advanced to me, payment histories, negative banking items, collection actions, legal proceedings, previous bankruptcies and other information reported by my creditors.

I understand that this consent is effective as of the date of submitting this application and, if I am issued a loan, lease or financing, continues to be effective as long as I have such account with a Lender. The credit reporting agencies from which FNCF, Businesses and Lenders may obtain my credit information include the following and I can obtain a copy of my credit report by contacting these credit reporting agencies: Equifax: https://www.equifax.ca, Equifax Canada Co – National Consumer Relations, Box 190, Montreal, Quebec H1S 2Z2, 1-800-465-7166; and TransUnion: https://www.transunion.ca, (correspondence in English) TransUnion Consumer Relations Department, 3115 Harvester Road, Suite 201 Burlington ON L7N 3N8; (correspondence in French) Centre de relations aux consommateurs TransUnion, 3115 Chemin Harvester, Suite 201 Burlington ON L7N 3N8, 1-800-663-9980.

 

I certify that I have read, understand and agree to the above.